628 Westover Terrace | Sinko Realty LLC
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$380,000

$390,000
PRICE REDUCED Active

628 Westover Terrace

Shelby, NC, 28150

4 Bedrooms | 3 Bathrooms | 1,709 Sq Ft | 0.41 Acres
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Property Description

Welcome home to this beautifully updated 3 bedroom 2 bathroom home featuring modern finishes throughout and a fully finished basement apartment- perfect for guests, extended family, or rental income! Enjoy a stylish kitchen, and spacious living areas filled with natural light. The primary bedroom offers a fully updated ensuite bathroom. The lower level includes a full kitchen, living area, bedroom, and updated bathroom with a private entrance. Move in ready and conveniently located near shopping, and dining.

Property Details

Property Type: Single Family Residence
Year Built: 1959
Living Area: 1,709 sq ft
Price / Sq Ft: $222
Lot Size: 0.41 acres
Bedrooms: 4
Bathrooms: 3 (3 full, 0 half)
Days on Market: 72
Subdivision: Westover
Cooling: Central Air
Heating: Central, Natural Gas
Water: City
Sewer: Public Sewer
Foundation: Basement
Construction: Brick Full
Basement: Apartment
Laundry: Laundry Closet
Patio/Porch: Deck
Fireplace: Yes

Appliances

Bar Fridge, Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, Gas Water Heater, Microwave, Oven, Refrigerator

Schools

Elementary: Graham
High: Shelby

Financial Information

List Price: $380,000
HOA: No
Listing Information
Status: Active
MLS #: 4315960
Listing Firm: Helen Adams Realty
Listing Agent: Megan Matchette
Agent Email: megan@sisterssellingcharlotte.com

Market Insights

Beta
Shelby is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
241 Active Listings
38 Sold (Last 90 Days)
19 mo Inventory
-
96.5%
List to Sale Price
Homes typically sell for 4% below list price.
~
93 days
Avg. Days on Market
Homes take around 93 days on average to sell.
$
$280,140
Median Sale Price
Based on 38 recent sales
Based on single family residence MLS data from the last 90 days Updated Feb 22, 2026

Estimated Monthly Payment

Full Calculator →
Estimated Payment
$2,349
per month
Payment Breakdown
Principal & Interest $1,921
Property Tax (est.) $317
Insurance (est.) $111
Total Monthly $2,349

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

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