349 Lake Wylie Road | Sinko Realty LLC
$725,000
Active NEW 0 days

349 Lake Wylie Road

Belmont, NC, 28012

3 Bedrooms | 3 Bathrooms | 2,815 Sq Ft | 0.61 Acres
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Property Description

Experience privacy, functionality, and lakefront living on this beautifully updated waterfront property in Belmont. Situated on approximately 0.61 acres with a gently sloped lot, this home offers direct access to Lake Wylie with a boat house, boat lift, covered dock structure, and floating dock - ideal for year-round enjoyment on the water. This spacious home features 3 bedrooms and 3 full bathrooms, plus two additional finished basement rooms offering flexible use for guests, office, or recreation (not included in septic permit). A fully finished walk-out basement provides additional living space and versatility. The main level offers a comfortable and open layout with a primary suite, multiple living areas, and convenient main-level laundry. Designed for both everyday living and entertaining, the property includes a private, fenced yard with an electric gate, ample parking, and RV access with hookupsโ€”perfect for hosting guests or accommodating recreational needs. Outdoor features such as a fire pit, deck, and irrigation system enhance the spaceโ€™s usability. The home is equipped for self-sufficiency and peace of mind with a whole-home generator and fuel tank. Interior highlights include walk-in closets, abundant storage, and multiple gathering spaces. Located in a quiet cove, enjoy easy access to the main channel while still benefiting from calm waters ideal for swimming and relaxing at your private dock. No HOA and no city taxes provide added flexibility and value. This is a rare opportunity to own a versatile, move-in-ready waterfront property that combines lifestyle, privacy, and functionalityโ€”all within close proximity to Belmont, Charlotte, and surrounding amenities.

Property Details

Property Type: Single Family Residence
Year Built: 1973
Living Area: 2,815 sq ft
Price / Sq Ft: $258
Lot Size: 0.61 acres
Bedrooms: 3
Bathrooms: 3 (3 full, 0 half)
Subdivision: None
Cooling: Central Air, Heat Pump
Heating: ENERGY STAR Qualified Equipment, Heat Pump
Water: Well
Sewer: Septic Installed
Foundation: Basement, Crawl Space
Construction: Block, Vinyl
Roof: Architectural Shingle
Basement: Bath/Stubbed, Finished, Full, Walk-Out Access
Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Flooring: Carpet, Tile, Vinyl
View: Water
Fencing: Chain Link, Fenced
Patio/Porch: Deck, Front Porch
Accessibility: Two or More Access Exits, Bath 60 Inch Turning Radius
Security: Carbon Monoxide Detector(s), Smoke Detector(s)
Fireplace: Living Room, Wood Burning

Appliances

Dishwasher, Disposal, Dual Flush Toilets, Electric Range, Electric Water Heater, Exhaust Fan, Exhaust Hood, Filtration System, Microwave, Plumbed For Ice Maker, Self Cleaning Oven

Features

Interior Features
  • Attic Other
  • Cable Prewire
  • Entrance Foyer
  • Pantry
  • Storage
  • Walk-In Closet(s)
  • Walk-In Pantry
Exterior Features
  • Fire Pit
  • Dock - Floating
  • In-Ground Irrigation
  • Storage

Schools

Elementary: New Hope
Middle: Cramerton
High: South Point (NC)

Financial Information

List Price: $725,000
HOA: No
Listing Information
Status: Active
MLS #: 4367153
Listing Firm: Soltera Inc
Listing Agent: Madeline Elliott
Agent Email: Info@SolteraRealty.com

Market Insights

Belmont is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
131 Active Listings
39 Sold (Last 90 Days)
10.1 mo Inventory
-
97.8%
List to Sale Price
Homes typically sell for about 2% below list price.
~
56 days
Avg. Days on Market
Homes typically go pending in about 8 weeks.
$
$513,855
Median Sale Price
Based on 39 recent sales

Estimated Monthly Payment

Full Calculator โ†’
Estimated Payment
$4,482
per month
Payment Breakdown
Principal & Interest $3,666
Property Tax (est.) $604
Insurance (est.) $211
Total Monthly $4,482

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

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