3446 Governors Island Drive | Sinko Realty LLC
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$3,890,000
$4,695,000
PRICE REDUCED Active

3446 Governors Island Drive

Denver, NC, 28037

5 Bedrooms | 6 Bathrooms | 6,285 Sq Ft | 0.52 Acres
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Property Description

Quietly hidden in Lake Norman is one of the most prestigious neighborhoods, Governors Island. Rare opportunity to live in this sought after location. Bridge with mature trees line the way to a gated, private island, seawall, sidewalks. Unparalleled main channel lot with over 100 feet of deep water, panoramic 180 views. Meticulously maintained home, grand foyer, open floor plan for entertainment & relaxation. Soaring ceilings, curved staircase, arched windows, hardwood floors, natural lighting. Guest suite with double doors to private balcony. Owners suite with double doors to pool and spa area with beautiful views. Tremendous bath, walk in shower, dual vanities and his and her walk in closets. Exquisite kitchen area with abundant white cabinets with granite countertops. Outdoor living with kitchen area. Heated pool/spa. Multiple covered patios. Pier, 2 docks, 2 lifts. minutes to Charlotte . Low HOA. Easy access to everything Lake Norman has to offer. No sign in yard

Property Details

Property Type: Single Family Residence
Year Built: 1997
Living Area: 6,285 sq ft
Price / Sq Ft: $619
Lot Size: 0.52 acres
Bedrooms: 5
Bathrooms: 6 (5 full, 1 half)
Days on Market: 356
Subdivision: Governors Island
Garage Spaces: 3
Cooling: Ceiling Fan(s), Central Air
Heating: Heat Pump
Water: County Water
Sewer: County Sewer
Foundation: Crawl Space
Construction: Hard Stucco
Roof: Architectural Shingle
Laundry: Electric Dryer Hookup
Flooring: Carpet, Marble, Tile, Wood
View: Long Range, Water, Year Round
Patio/Porch: Balcony, Covered, Patio
Security: Intercom, Security System, Smoke Detector(s)
Fireplace: Gas, Great Room
Pool: In Ground

Appliances

Dishwasher, Disposal, Double Oven, Microwave, Refrigerator

Features

Interior Features
  • Breakfast Bar
  • Cable Prewire
  • Central Vacuum
  • Hot Tub
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Sauna
  • Walk-In Closet(s)
  • Wet Bar
  • Whirlpool
Exterior Features
  • Dock - Floating
  • Gas Grill
  • In-Ground Irrigation
  • Outdoor Kitchen

Schools

Elementary: Rock Springs
High: North Lincoln

Financial Information

List Price: $3,890,000
HOA: Yes
HOA Fee: $484 / Quarterly
Listing Information
Status: Active
MLS #: 4158875
Listing Firm: Southern Charm Properties
Listing Agent: Ann Horn
Agent Email: buyfromann@gmail.com

Market Insights

Beta
Denver is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
166 Active Listings
41 Sold (Last 90 Days)
12.1 mo Inventory
-
98%
List to Sale Price
Homes typically sell for about 2% below list price.
~
104 days
Avg. Days on Market
Homes take around 104 days on average to sell.
$
$495,000
Median Sale Price
Based on 41 recent sales
Based on single family residential MLS data from the last 90 days Updated Mar 10, 2026

Estimated Monthly Payment

Full Calculator →
Estimated Payment
$24,046
per month
Payment Breakdown
Principal & Interest $19,670
Property Tax (est.) $3,242
Insurance (est.) $1,135
Total Monthly $24,046

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

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