3124 Banks Street | Sinko Realty LLC

$274,900

Active NEW 0 days

3124 Banks Street

Lincolnton, NC, 28092

3 Bedrooms | 2 Bathrooms | 1,249 Sq Ft | 0.96 Acres
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Property Description

Welcome to a property that offers the increasingly rare combination of usable land, manageable square footage, and convenient access to major routes. This 3-bedroom, 2-bath home with 1,249 square feet sits on approximately 0.96 acres, providing space to breathe without sacrificing proximity to town.
Step inside and you’ll immediately notice the light that fills the main living areas. The living room flows comfortably into the dining space, creating an open yet defined layout that supports both everyday living and gatherings. The floor plan is practical and easy to navigate, offering clear separation between living areas and bedrooms. The kitchen provides generous counter space and cabinet storage, allowing for efficient meal preparation and organization. Whether preparing daily meals or hosting guests, the layout supports functionality without wasted space. The proximity of the dining area makes serving and entertaining seamless.
The primary suite includes an en-suite bathroom, offering privacy and convenience within the home. The two additional bedrooms are well-sized and share a full hall bathroom. Closet space throughout the home provides practical storage solutions, helping keep the living areas organized and uncluttered.
Beyond the interior, the nearly one-acre lot is where this property truly expands its potential. With approximately 0.96 acres, the outdoor space offers flexibility rarely found in homes of this size. There is room to create gardens, establish recreational areas, add a workshop, or simply maintain open space for enjoyment and privacy. The depth and width of the lot provide options for future planning while still maintaining manageable upkeep. Properties with this amount of land offer the ability to shape the outdoor environment to meet individual needs. Whether that includes additional storage structures, outdoor seating areas, or landscaped features, the lot supports a range of possibilities. The home’s location adds another layer of value. Situated just minutes from Highway 321, commuting is straightforward and allows you to spend more time at home or at the golf course! Glen Oaks Country Club and golf course is about a mile away. Access to nearby shopping, dining, and everyday conveniences ensures practical living without long travel times.

Property Details

Property Type: Single Family Residence
Year Built: 2003
Living Area: 1,249 sq ft
Price / Sq Ft: $220
Lot Size: 0.96 acres
Bedrooms: 3
Bathrooms: 2 (2 full, 0 half)
Subdivision: None
Cooling: Ceiling Fan(s), Heat Pump
Heating: Heat Pump
Water: County Water
Sewer: Septic Installed
Foundation: Crawl Space
Construction: Vinyl
Roof: Architectural Shingle
Laundry: Electric Dryer Hookup, Laundry Room, Main Level, Washer Hookup
Flooring: Carpet, Tile, Wood
Patio/Porch: Covered, Deck, Front Porch

Appliances

Dishwasher, Electric Water Heater, Gas Range, Microwave

Features

Interior Features
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Schools

Elementary: Battleground
High: Lincolnton

Financial Information

List Price: $274,900
HOA: No
Listing Information
Status: Active
MLS #: 4338307
Listing Firm: RE/MAX Lifestyle
Listing Agent: Janet Cox
Agent Email: JanetCox@JanetCoxandCompany.com

Market Insights

Beta
Lincolnton is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
157 Active Listings
26 Sold (Last 90 Days)
18.1 mo Inventory
-
97.8%
List to Sale Price
Homes typically sell for about 2% below list price.
~
42 days
Avg. Days on Market
Homes typically go pending in about 6 weeks.
$
$323,495
Median Sale Price
Based on 26 recent sales

Estimated Monthly Payment

Full Calculator →
Estimated Payment
$1,699
per month
Payment Breakdown
Principal & Interest $1,390
Property Tax (est.) $229
Insurance (est.) $80
Total Monthly $1,699

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

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Equal Housing Opportunity

Equal Housing Opportunity: Sinko Realty LLC is committed to the principle of equal housing opportunity. All listings are subject to the Federal Fair Housing Act.

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