20407 Harborgate Court #404 | Sinko Realty LLC
$690,000
NEW 0 days

20407 Harborgate Court #404

Cornelius, NC, 28031

2 Bedrooms | 2 Bathrooms | 1,380 Sq Ft
Share:

Property Description

Big-water views are among the most coveted perspectives on Lake Norman—and Residence #404 delivers one of the most breathtaking. Positioned in one of the few locations within the highly desirable Harborgate community where unobstructed sightlines stretch across the lake, this exceptional waterfront condominium captures approximately three miles of open-water views, creating a truly rare and dramatic backdrop for everyday living.

Residence #404 is one of the very select homes within Harborgate that enjoys this remarkable long-range perspective, offering sweeping panoramic water views from the main living areas and private balcony. The ever-changing lake scenery—from peaceful morning reflections to vibrant sunset skies—becomes part of the experience of living here.

Equally important for lake lovers, the property includes a deeded boat slip located just a short walk from the building, offering convenient and immediate access to Lake Norman. Boat slips in this area are highly desirable and can represent significant value—often around $50,000—making this an exceptional opportunity for buyers seeking both a stunning view and true lake access.

Inside, this two-bedroom, two-full-bath residence features gleaming hardwood floors throughout and fresh interior paint, creating a bright and welcoming interior. The open living and dining areas are designed to embrace the lakefront setting, drawing your eye directly toward the water, while the lakeside balcony provides the perfect place to relax, entertain, or simply enjoy the expansive views.

The kitchen cabinetry is currently being professionally refinished and will be completed early next week, further enhancing the home’s updated appeal. Professional photography will also be completed early next week, so stay tuned for the full visual presentation of this remarkable lakefront residence.

Harborgate is one of Lake Norman’s most charming waterfront communities, offering a relaxed, resort-style environment with amenities that include a lakeside pool, private beach area, community docks, kayak and paddleboard launch, and clubhouse. The peaceful waterfront setting feels like a retreat while remaining conveniently located just minutes from Exit 28, Birkdale Village, dining, shopping, and easy access to I-77.

Waterfront residences within Harborgate offering this caliber of long-range lake views combined with a deeded boat slip are extremely limited, making Residence #404 a rare opportunity to experience the very best of Lake Norman living.

Property Details

Property Type: Condominium
Year Built: 1985
Living Area: 1,380 sq ft
Price / Sq Ft: $500
Lot Size: N/A
Bedrooms: 2
Bathrooms: 2 (2 full, 0 half)
Subdivision: Harborgate
Cooling: Ceiling Fan(s), Central Air, Heat Pump
Heating: Heat Pump
Water: City
Sewer: Public Sewer
Foundation: Basement, Permanent
Construction: Hardboard Siding
Roof: Architectural Shingle
Laundry: Electric Dryer Hookup, Main Level
Flooring: Tile, Wood
View: Long Range, Water, Year Round
Patio/Porch: Deck, Screened
Fireplace: Gas, Gas Log, Living Room

Appliances

Dishwasher, Disposal, Electric Range, Electric Water Heater

Features

Interior Features
  • Cable Prewire
  • Storage
  • Walk-In Closet(s)
Exterior Features
  • Storage

Schools

Elementary: Cornelius
High: William Amos Hough

Financial Information

List Price: $690,000
HOA: Yes
HOA Fee: $488 / Monthly
Listing Information
Status: Coming Soon
MLS #: 4357253
Listing Firm: Southern Homes of the Carolinas, Inc
Listing Agent: Paul Yancey
Agent Email: paulyanceyrealtor@gmail.com

Market Insights

Beta
Cornelius is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
44 Active Listings
7 Sold (Last 90 Days)
18.9 mo Inventory
-
95.8%
List to Sale Price
Homes typically sell for 4% below list price.
~
118 days
Avg. Days on Market
Homes take around 118 days on average to sell.
$
$319,000
Median Sale Price
Based on 7 recent sales

Estimated Monthly Payment

Full Calculator →
Estimated Payment
$4,265
per month
Payment Breakdown
Principal & Interest $3,489
Property Tax (est.) $575
Insurance (est.) $201
Total Monthly $4,265

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

Similar Properties in Cornelius

View All Homes in Cornelius →
MLS GRID Logo

MLS Data Disclaimer

Listings courtesy of Canopy MLS as distributed by MLS GRID. Some IDX listings have been excluded from this website.

Based on information submitted to the MLS GRID as of 3/15/2026 5:52 pm EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

IDX Policy: This IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The data is deemed reliable but is not guaranteed by MLS GRID. The use of the MLS GRID Data may be subject to an end user license agreement prescribed by the Member Participant's applicable MLS.

Notice: Any use or search of data on this website, other than by a consumer looking to purchase real estate, is prohibited.

Copyright Notice: © 2026 Canopy MLS. All rights reserved.

Equal Housing Opportunity

Equal Housing Opportunity: Sinko Realty LLC is committed to the principle of equal housing opportunity. All listings are subject to the Federal Fair Housing Act.

DMCA Notice

The Digital Millennium Copyright Act of 1998, 17 U.S.C. § 512 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe in good faith that any content or material made available in connection with our website or services infringes your copyright, you (or your agent) may send us a notice requesting that the content or material be removed, or access to it blocked. Notices must be sent in writing by email to: info@sinkorealty.com.

The DMCA requires that your notice of alleged copyright infringement include the following information: (1) description of the copyrighted work that is the subject of claimed infringement; (2) description of the alleged infringing content and information sufficient to permit us to locate the content; (3) contact information for you, including your address, telephone number and email address; (4) a statement by you that you have a good faith belief that the content in the manner complained of is not authorized by the copyright owner, or its agent, or by the operation of any law; (5) a statement by you, signed under penalty of perjury, that the information in the notification is accurate and that you have the authority to enforce the copyrights that are claimed to be infringed; and (6) a physical or electronic signature of the copyright owner or a person authorized to act on the copyright owner's behalf. Failure to include all of the above information may result in the delay of the processing of your complaint.