16631 Harbor View Road | Sinko Realty LLC

$2,250,000

Active NEW 1 day

16631 Harbor View Road

Charlotte, NC, 28278

3 Bedrooms | 4 Bathrooms | 4,889 Sq Ft | 5.79 Acres
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Property Description

Set on 5.79 private acres along the shores of Lake Wylie and just minutes from the energy of Charlotte, this rare waterfront estate offers the ultimate balance of seclusion and accessibility. Positioned inside a quiet, protected cove, the property delivers calm, usable water and main channel sunset views — a combination discerning lakefront buyers understand is increasingly difficult to find. Inside, a welcoming foyer opens to expansive living spaces defined by soaring ceilings, grand stone fireplaces, and walls of windows framing water views. The main-level primary suite is privately situated and generously scaled, featuring custom built-ins, stunning lake views, and direct access to the covered rear deck — an ideal setting for a future hot tub or screened retreat for year-round enjoyment. The primary bath includes an extraordinary 9x18 walk-in closet. Secondary bedrooms are thoughtfully positioned for privacy, while multiple flex spaces accommodate executive home offices, media rooms, fitness studios, or hobby areas. The lower level offers substantial storage capacity, perfectly suited for paddleboards, boating equipment, and all the essentials of lake living. Outdoor spaces are designed to embrace the setting, including a wraparound deck, screened porch, and lower-level patio that seamlessly extend entertaining and relaxation outdoors. Extensive private docking features covered boat storage and a swim platform, while a firepit area invites evenings under the stars. A powered, detached shed offers potential as a workshop or pub shed, and parking for 15+ vehicles provides exceptional convenience for gatherings. Large-acreage waterfront tracts within Charlotte city limits are increasingly scarce, making this offering not only a lifestyle acquisition but a strategic long-term hold. Whether preserved as a secluded legacy estate, enhanced into a multigenerational family compound, or thoughtfully expanded via development potential (subject to approvals), the flexibility here is nearly impossible to replicate in today’s market. All HVACs and water heater 4 years old. Whole house generator. Multiple membership options available at The Palisades CC. Conceptual renderings for 12 homesites on the adjacent parcels available to illustrate the vision for what this extraordinary property can become.

Property Details

Property Type: Single Family Residence
Year Built: 1986
Living Area: 4,889 sq ft
Price / Sq Ft: $460
Lot Size: 5.79 acres
Bedrooms: 3
Bathrooms: 4 (3 full, 1 half)
Days on Market: 1
Subdivision: None
Garage Spaces: 2
Cooling: Central Air
Heating: Central
Water: Well
Sewer: Septic Installed, Sewage Pump
Foundation: Basement
Construction: Wood
Roof: Architectural Shingle
Basement: Daylight, Finished, Interior Entry, Storage Space
Laundry: Electric Dryer Hookup, Utility Room, Inside, Main Level
Flooring: Brick, Carpet, Concrete, Tile, Wood
View: Water
Patio/Porch: Covered, Deck, Front Porch, Patio, Porch, Rear Porch, Screened, Side Porch, Wrap Around
Fireplace: Bonus Room, Gas Log, Great Room, Propane

Appliances

Dishwasher, Disposal, Down Draft, Electric Cooktop, Electric Oven, Microwave, Refrigerator, Wall Oven, Washer/Dryer

Features

Interior Features
  • Kitchen Island
  • Walk-In Closet(s)
  • Wet Bar
Exterior Features
  • Dock - Floating
  • In-Ground Irrigation
  • Storage

Schools

Elementary: Palisades Park
High: Palisades

Financial Information

List Price: $2,250,000
HOA: No
Listing Information
Status: Active
MLS #: 4345664
Listing Firm: McNulty Realty LLC
Listing Agent: Cullen McNulty
Agent Email: cullen@mcnultyrealty.com

Market Insights

Beta
Charlotte is a Buyer's Market

Inventory is high and competition is low. Buyers have more negotiating power.

Buyer's Market Seller's Market
1,642 Active Listings
556 Sold (Last 90 Days)
8.9 mo Inventory
-
98.2%
List to Sale Price
Homes typically sell for about 2% below list price.
~
58 days
Avg. Days on Market
Homes typically go pending in about 8 weeks.
$
$450,000
Median Sale Price
Based on 556 recent sales

Estimated Monthly Payment

Full Calculator →
Estimated Payment
$13,908
per month
Payment Breakdown
Principal & Interest $11,377
Property Tax (est.) $1,875
Insurance (est.) $656
Total Monthly $13,908

* This is an estimate only. Actual payments may vary based on lender terms, credit score, property taxes, insurance rates, and HOA fees. Contact a lender for accurate quotes.

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Equal Housing Opportunity

Equal Housing Opportunity: Sinko Realty LLC is committed to the principle of equal housing opportunity. All listings are subject to the Federal Fair Housing Act.

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